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An appraisal is an opinion of value. An appraiser does not establish value but provides judgment, based on experience, of the estimated ’value’ or ‘worth’ placed on a property. Although value is created by people in the marketplace, an appraiser must estimate it. Financial Institutions Reform Recovery Enforcement Act of 1989 created appraisal standards and requires all appraisers to be licensed. Appraisers in Arizona are licensed by the Arizona Department of Financial Institutions (AZDFI). In general, an Appraiser uses properties that are most similar in design and appeal to buyers to assess value. Factors taken into consideration during the appraisal process include but are not limited to: Read More
A substantial number of commercial deals that fall through can be traced to the advice of, or lack thereof, an Attorney. There are many reasons why this could happen. These include, but are not limited... Read More